Comparison \u2014 B2B net terms / BNPL
Syntharra vs Resolve
Resolve pays your B2B invoices upfront and collects from your buyers on net terms. Syntharra collects from buyers who have already gone past due. Different stages of the same problem.
| Dimension | Syntharra | Resolve (B2B BNPL) |
|---|---|---|
| Pricing model | 10% of recovered amount, no monthly fee | Fee on each invoice advanced — contact Resolve for current rates[1] |
| Monthly minimum | None | Per-invoice fee; no stated minimum[2] |
| Setup time | About 10 minutes | Application + credit approval required; days to weeks[3] |
| Voice AI collections | Compliance-safe voice agent, 3-attempt cap | Not applicable — Resolve handles collection from buyers directly[4] |
| QuickBooks integration | Native QuickBooks Online OAuth | Integration available — check Resolve's current integration list[5] |
| TCPA/FDCPA compliance | TCPA/FDCPA guardrails — see /compliance | Resolve handles their own buyer collection compliance |
| Cash advance timing | No advance — collect 100% from your buyer on their payment | Advance ~80–90% of invoice immediately; remainder when buyer pays[7] |
| Best fit | Businesses that want to keep full invoice value and recover overdue accounts | Businesses willing to pay a fee to eliminate collection risk and get cash faster |
How to think about this comparison
Resolve is a B2B "buy now, pay later" platform. You sell on net terms, Resolve pays you immediately (typically 80–90% of the invoice value), and Resolve collects from your buyer over the agreed net term period. If the buyer doesn't pay Resolve, that's Resolve's problem, depending on whether you chose recourse or non-recourse terms. It's invoice factoring by another name, packaged as a modern fintech product. Syntharra is a different tool. You keep your invoice, you collect it yourself, and Syntharra places automated voice calls when the invoice ages past due. If you want to eliminate the collections problem entirely by selling receivables, Resolve is one option (with a cost). If you want to keep your receivables and recover them more effectively, Syntharra is the tool.
When Resolve (B2B BNPL) is the better choice
Resolve is a B2B BNPL platform that eliminates collection risk by paying suppliers upfront and collecting from buyers directly. Syntharra keeps the invoice on your books and recovers it through AI voice calls. Different approaches to the same cash flow problem.
This is Syntharra's own first-party positioning, not a third-party endorsement. We publish it here so the trade-offs stay explicit.
Questions shops ask when picking between us and Resolve (B2B BNPL)
Is Resolve the same as invoice factoring?
Functionally, yes. Resolve advances payment on your invoices and takes on the collection risk. It's structured as a B2B BNPL product rather than traditional factoring, but the economics are similar: you receive a percentage of the invoice now, Resolve keeps a fee, and you avoid the collection headache. The tradeoff vs Syntharra: Resolve costs a fee on every invoice. Syntharra only charges on recovered amounts for invoices that actually go overdue.
Should I use Resolve or Syntharra?
Resolve is the right choice if cash flow timing is your primary concern and you're willing to pay a fee to receive payment immediately on every invoice, regardless of whether the buyer would have paid on time anyway. Syntharra is the right choice if most of your buyers pay on time and you only need help recovering the minority that go overdue — Syntharra charges nothing on invoices that are paid before day 3.
Can I use both Resolve and Syntharra?
It depends on your workflow. If you advance all invoices through Resolve, there are no overdue invoices for Syntharra to work on — Resolve handles the collection. If you selectively advance some invoices and keep others, Syntharra could handle follow-up on the kept invoices.
For full detail on TCPA and FDCPA compliance, see the compliance page.
Connect your books. We take it from there.
Resolve buys your invoices. Syntharra recovers them for you — and you keep 100% minus our success fee.
Connect your booksNo monthly charge. We earn when you recover. Pricing detail.