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How payments work

Three ways to collect.
One falls through to the next.

Ara picks the cheapest path that works. Stripe Connect first. Then your accounting pay-link. Then card-on-call. Syntharra never touches your money — and the 10% only comes out after you have been paid.

Tier 01
01
Same-day settlement90/10 splitCard + ACHPCI handled by Stripe

Stripe Connect

When · Default for most accounts.
  • Ara texts a Stripe Checkout link mid-call.
  • Customer pays card or bank in the browser.
  • Funds settle to your Stripe account same day.
  • Stripe routes 90/10 automatically. Never our wallet.
Tier 02
02
QBO pay-linkXero invoice-onlineFreshBooks online paySquare Checkout

Accounting pay-link

When · Stripe Connect not active yet.
  • Ara fetches your accounting pay-link at call time.
  • Customer pays through your existing processor.
  • Funds settle where you normally receive them. Two to three days.
  • Syntharra invoices the 10% fee weekly.
Tier 03
03
Card on callWire / ACHMailed checkCash (logged)

Regular channels

When · Nothing else available.
  • Ara asks how the customer wants to pay.
  • Card on call routes through your existing virtual terminal.
  • Bank details text from a number that maps to your business.
  • Payment confirmed in your books — Ara stops calling.
NO HOLDING

Funds never touch our account.

Stripe Connect routes direct. Pay-links settle to your processor. We literally cannot hold your money.

NO CARD STORAGE

We never see card numbers.

PCI scope sits with Stripe. Card-on-call uses your existing virtual terminal. Online payment happens inside Stripe Checkout.

NO UPFRONT FEES

10% only after you are paid.

If a tier collects nothing, you owe nothing. The fee settles weekly out of recovered funds. Never billed in advance.

Connect once.
We handle the rest.

Sixty seconds to connect your books. Ara starts dialing as soon as we sync.

Connect free →